Run the numbers before you spend anything
Customers, prices, wages and rent. If the idea can't pay for itself on paper, no permit will fix that. Do this before signing a lease.
Launch planner
Most of this can't be done in any order you like. You can't open a bank account before you have an EIN, and you shouldn't sign a lease before you know the address is allowed. Here it is week by week.
Local rules shown for Sunnyvale, CA (Santa Clara County). State and federal rules apply wherever you open.
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Customers, prices, wages and rent. If the idea can't pay for itself on paper, no permit will fix that. Do this before signing a lease.
Customers, prices, wages and rent. If the idea can't pay for itself on paper, no permit will fix that. Do this before signing a lease.
File your fictitious business name if trading under one, then pick your structure. You'll need the details for every application after this.
Related rules: Fictitious Business Name (DBA) – Santa Clara County
Zoning is checked before a licence is issued. An address that can't host your business wastes the whole deposit.
Related rules: Zoning, Use Permits & Certificate of Occupancy
Landlords often require cover in writing, and workers' comp is a legal condition of employing anyone. Quotes tell you the real monthly cost.
Related rules: Workers' Compensation Insurance · Americans with Disabilities Act (ADA) – Title III
Free from the IRS and takes about ten minutes online. You can't open a business bank account without it.
Related rules: IRS – EIN, Payroll & Income Taxes
Separate money from day one — it is what makes a limited company or LLC worth having. Landlords and lenders will ask for statements.
The basic permission to operate in Sunnyvale. Most suppliers and landlords will want to see it.
Related rules: Sunnyvale Business License Tax
Required before you take money for anything tangible — including merchandise, prepared food and products you add to a service.
Related rules: Seller's Permit & Sales Tax (CDTFA)
Health permit, board registration, contractor or professional licence. These take the longest of anything on the list — start them early.
Related rules: Santa Clara County Health Permit · Alcoholic Beverage Control (ABC) License
Ask for a contingency that lets you out if the city won't licence the space, and for time to do the work before rent starts.
Plans are reviewed before work starts. Unpermitted work has to be opened up and redone, and stops your final inspection.
Ramps, door widths, counter heights and restrooms are cheapest to fix in the plans, not after a complaint.
Related rules: Americans with Disabilities Act (ADA) – Title III · Unruh Civil Rights Act & Disabled Persons Act
Extinguishers, exits and alarm access are inspected before you're allowed to open.
Related rules: Fire Inspection & Permits (Sunnyvale DPS)
Sunnyvale approves size, position and lighting before you fabricate. An unpermitted sign can be ordered down.
Related rules: Sign Permit
Order anything built-to-length early, and keep every receipt — you'll need the values for insurance and tax.
Buy enough for the first weeks, not for the first year. Cash is the thing that runs out.
Related rules: FDA Food Labeling & Allergens · Proposition 65 Warnings · Sunnyvale Bag & Polystyrene Foam Bans
Card reader, receipts, and a way to track sales and expenses from the first transaction.
Related rules: CCPA / CPRA – California Consumer Privacy · CAN‑SPAM Act & TCPA (Email and Text Marketing)
Register with the EDD, buy workers' cover, and write down your sick leave and pay rules before the first hire arrives.
I-9 paperwork is due within three days of someone starting, and every worker needs a written pay statement on day one.
Related rules: Form I‑9 Employment Eligibility · Fair Labor Standards Act (FLSA) · AB5 Worker Classification (ABC Test)
State and federal postings, plus the wage and hour notices your staff have to be able to see.
Food handler cards, CPR and safety training have to be in place before someone works unsupervised.
Related rules: Single‑Use Foodware & Organic Waste (AB 1276, SB 1383) · California Sexual Harassment Prevention Training (SB 1343)
Your own photos, a privacy policy, and claims you can back up. This is where most small businesses get their first demand letter.
Building, fire and health all sign off before the doors open. Book early — a failed inspection pushes your opening date.
Everything signed off, staff trained, insurance active, licences visible. Now the marketing starts.
Sales tax and payroll returns are due on a schedule whether or not you traded. Miss one and the penalty is automatic.
Related rules: Seller's Permit & Sales Tax (CDTFA) · EDD Payroll Registration & CalSavers
20 steps are waiting on something earlier in the plan.
Roughly $191,900 of one-time costs for this idea, before a cushion. See the day-one cash sheet to put real numbers against it.
Twelve weeks is a typical small premises build-out. Licensed trades and food businesses routinely take longer — treat this as an order of operations, not a promise.